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Your van gets you from job to job, carries your tools and advertises your business. You may not be able to do without it. Sadly, however, the time will come when you will need to replace your van.
Light commercial vehicles are no different to cars – they too will develop common faults after they have been on the road for a while. If you find your van needs regular repairs, and has a long service history, perhaps it is time to sell and invest in a new van.
If you are thinking of selling your car, there are numerous ways in which you can do so.
A private sale will involve arranging viewings with the potential buyers. You may have to put up with tyre kickers, time wasters and haggling. If this doesn’t appeal, you have two choices.
As you may have seen in some of our previous blog posts, there are many different types of vehicle categories when it comes to car insurance write-offs. Some vehicles are placed into categories that deem they are capable of being restored to roadworthy condition, while others are placed into categories that insist they should be scrapped and recycled for parts.
In October 2017, the Association of British Insurers (ABI) introduced new car insurance write-off categories for road vehicles, replacing the previous Cat C and Cat D classifications with Cat S and Cat N respectively. The new categories were endorsed by the Driver and Vehicle Licensing Agency (DVLA) and the Department for Transport (DfT). Both Cat S and Cat N were introduced to better reflect the growing complexities of repairing 21st century vehicles.
Category S is one of four categories of write-off that insurance companies use to accurately determine the level of damage a vehicle has suffered to cause it to be written off. In basic terms, a Cat S vehicle is one which is deemed to have sustained structural damage, including its chassis, often as a result of an accident.
In the vast majority of cases, a Cat S vehicle can be repaired despite its structural issues. Nevertheless, repairing structural damage to vehicles can be extremely expensive. That’s why used vehicles with structural damage will often be written off as the repair, administration and possible hire car costs will exceed the total value of the vehicle prior to its accident.
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